MAXIMUS S360 – EFT SWITCHING
EFT SWITCHING is the core of modern banking processes catering to acquisition, routing, authentication and processing of transactions. The MAXIMUS EFT SWITCHING platform S360 connects a host of customer-facing channels with line-of-business systems for seamless expansion of banking reach.
MAXIMUS is a registered Application Service Provider (ASP) for on-boarding banks and eligible entities through sponsor bank arrangement to the National Payments Corporation of India (NPCI) platforms viz. National Financial Switch (NFS) and Immediate Payment Service (IMPS).
The PCI-DSS certified EFT SWITCH is scalable, flexible and compatible with different types of terminals and payment networks. ASTRA helps banks extend their customer touch-points. Dashboards, reports and real-time alerts provide a 360° view of transaction flow.
A sophisticated tool that enables banks and service providers to offer an integrated online processing environment to support the entire lifecycle of cards. CARDE facilitates secure generation of PIN through HSM and its printing in a PCI-DSS compliant environment.
This mobile application allows a customer of a bank to have total control over his/her debit/credit card. Using RAKSHA, a customer can block/unblock transactions on the card and also set limits for ATM, POS and online transactions.
A powerful self-service kiosk facility, KSHAN lets a customer update passbook, deposit cheque, transfer funds, apply for cheque book and give feedback. It can be used for advertorial, promotional and education purposes too; information about new products and banking schemes can be disseminated effectively.
Aimed at reaching out to the last mile customer, AASAAN is an essential part of the financial inclusion toolkit. It simplifies customer on-boarding by capturing KYC details straight from the field and permits basic financial transactions to take place using national identity number (Aadhaar in India), biometric or card plus PIN.
First-of-its-kind biometric based salary disbursement system, PAGAAR automates and streamlines the entire process of dispensing wages through ATMs, thereby bringing down operational costs and leakages in the payroll function of an organisation having a huge unskilled and semi-skilled labour force.
Balance, cheque enquiry, funds transfer, bill payment, mini statement and more are supported in FLEXI, the easy-to-use mobile app. This solution provides for rich user experience to conduct banking transactions in a simplified and convenient manner.