Universal Payment Engine

One platform. Multiple payment rails. Complete switching power.

Built as a modular switch stack, ASTRA brings together UPI, IMPS, AePS, BBPS, eKYC, Micro ATM, ATM & POS switching, card management, transit payments, NETC/FASTag, integrated with payment orchestration, fraud risk management, dispute management and settlement into one unified payment ecosystem.

Universal Payment Engine

Explore the Universal Payment Engine Stack

Digital Payment Stack

Digital Payment Stack

End-to-end digital channels and APIs for seamless payments.

Financial Inclusion

Financial Inclusion

Expand access through inclusive products and interoperable rails.

ATMS & POS Switch

ATMS & POS Switch

High-performance switching for ATM, POS and card networks.

Mobility & Transit

Mobility & Transit

Seamless fare collection and transit payments at scale.

Payment Orchestration

Payment Orchestration

Intelligent routing across channels and providers for optimal outcomes.

Fraud Risk Management

Fraud Risk Management

Real-time risk detection, monitoring and fraud prevention.

Why Choose
MAXIMUS ASTRA?

MAXIMUS ASTRA is an enterprise-grade, future-ready hub built on a modern, scalable architecture, ready for today's digital payments ecosystem.

Designed for high-volume transactions, interconnected in real-time and built for agility and innovation at its core.

Future-Ready Architecture
Future-Ready Architecture
Secure by Design
Secure by Design
High Scalability
High Scalability
High Availability
High Availability
Interoperable & Open
Interoperable & Open
Meets Compliance Standards
Meets Compliance Standards

Business Benefits

Unified payments and experiences

Unified payments and experiences

Consolidate channels and deliver consistent payment experiences.

Faster time-to-market for channels and APIs

Faster time-to-market for channels and APIs

Pre-built components and APIs to launch services quickly.

One stop solution provider

One stop solution provider

Wide range of product portfolio.

Resilient and highly available architecture

Resilient and highly available architecture

Built for uptime, failover and business continuity.

Regulatory compliant with reporting and audit readiness

Regulatory compliant with reporting and audit readiness

Stay compliant with built-in controls and straight-through reporting.

Improved customer experience across multiple channels

Improved customer experience across multiple channels

Frictionless journeys across digital, card and physical channels.

Designed For

  • Banks
    Banks
  • FinTechs
    FinTechs
  • PSPs
    PSPs
  • PPI Licensees
    PPI Licensees

One Platform for the Complete Payment Lifecycle

MAXIMUS ASTRA unifies digital payments, from onboarding to settlement across multiple rails, secure and adaptable platform, built to evolve with your business.

Talk to Our Experts
One Platform for the Complete Payment Lifecycle