Payment Orchestration

Intelligent Payment Command Center

Maximus ORKSTRA is a unified payment orchestration gateway for all acquirer transactions, including PPI and CASA opening. It enables intelligent routing, analytics, 2FA, limit management, fee and MDR calculations, and seamless switch integration. Real-time dashboards offer visibility into performance, billing, income, and revenue across payment products.

Rules-based Routing & Smart Fallbacks

Dynamic selection of rails/acquirers/providers with retries, timeout handling and automatic failover to maximize success rates.

Unified Integration Layer

One set of APIs/connectors to onboard and manage multiple payment methods, gateways, banks and value-added services.

Centralized Control & Configuration

Manage limits, fees, routing priorities, SLAs and rollout controls (e.g., feature flags) without code changes.

Single View of Operations & Analytics

Real-time monitoring, consolidated reporting, integrated with reconciliation software and exception dashboards across all payment flows.

Security, Compliance & Auditability

Enterprise-grade security, regulatory compliance and audit-ready workflows to build trust at every layer.

BUILT FOR

Advanced Processing for Complex Modern Challenges

Beyond simple switching, ASTRA provides a comprehensive suite of management tools designed for total visibility and control.

Multi-Channel Payment Routing

An aggregator uses Maximus's orchestration layer to intelligently route transactions - UPI, IMPS, card- across multiple acquirers and networks based on success rates, cost, and latency.

Transaction Gateway

Acts as a centralized transaction gateway, scrutinizing all incoming and outgoing payments to enforce velocity controls, security protocols, and compliance standards. It also plays a critical role during CASA & Prepaid Account Opening. evaluating a customer's existing product portfolio to help banks assess risk exposure and make informed cross-selling decisions.

API First Integration Framework

REST/ISO 8583/ Open Banking APIs for rapid integration with merchant platforms, banking systems and FinTech applications.

Single View for Business & Transaction Analytics Across Multiple Channels

Business heads can take intelligent decisions. No need to check different payment portals and therefore no data consolidations required.

Core Solution Blocks

Intelligent
Routing

  • Real-time routing engine
  • Technical & business rules
  • Smart fallbacks & retries
  • Acquirer performance scorecards
  • Transaction load management

API
Management

  • REST/ISO 8583/ Open APIs
  • Unified connector layer
  • Easy onboarding of providers
  • Developer-friendly framework
  • Versioning & lifecycle management

Control &
Governance

  • Limit & velocity controls
  • Fees, MDR & taxes configuration
  • 2FA & access management
  • Role-based permissions
  • Audit trails &
    compliance

Analytics &
Insights

  • Real-time dashboards
  • Revenue & income analytics
  • Provider performance monitoring
  • Exception & alert management
  • Business intelligence reports

Business Benefits

Higher Authorization & Success Rates

Intelligent routing maximizes transaction success.

Reduced Operational Costs

Automated routing and smarter fallbacks reduce manual efforts.

Increased Revenue Opportunity

Optimize acquirer fees and improve interchange realization.

Better Risk & Fraud Management

Real-time monitoring and controls reduce fraud and chargebacks.

Scalable & Future-Ready Platform

Modular architecture to support growth and new rails.

Improved Customer Experience

Faster, reliable and seamless payment experiences.

Ideal For

  • Banks
  • Payment Service Providers
  • FinTechs
  • PPI Licensees
  • Acquirers & Gateways
  • Enterprise Merchants

Orchestrate Every Payment. Maximize Every Opportunity.

Build a smarter payment ecosystem with Maximus Payment Orchestration.

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