Payment Orchestration

Intelligent Payment Command Center

Maximus Payment Orchestration platform is a gateway to all acquirer transactions including PPI or CASA opening. It brings together transaction routing, analytics, 2FA, limit management, fees & charges, MDR calculations and integrations with all digital payment switches enabling intelligent transaction routing based on technical and business rules.

Designed to manage transaction load, deliver business analytics and performance management across providers, and offer management dashboards for a quick view of billing, income and revenue across all payment products.

Rules-based Routing & Smart Fallbacks

Dynamic selection of rails/acquirers/providers with retries, timeout handling and automatic failover to maximize success rates.

Unified Integration Layer

One set of APIs/connectors to onboard and manage multiple payment methods, gateways, banks and value-added services.

Centralized Control & Configuration

Manage limits, fees, routing priorities, SLAs and rollout controls (e.g., feature flags) without code changes.

Single View of Operations & Analytics

Real-time monitoring, consolidated reporting, Intergrated with reconciliation software and exception dashboards across all payment flows.

Security, Compliance & Auditability

Enterprise-grade security, regulatory compliance and audit-ready workflows to build trust at every layer.

BUILT FOR

Advanced Processing for Complex Modern Challenges

Beyond simple switching, ASTRA provides a comprehensive suite of management tools designed for total visibility and control.

Multi-Channel Payment Routing

An aggregator uses Maximus's orchestration layer to intelligently route transactions - UPI, IMPS, card- across multiple acquirers and networks based on success rates, cost, and latency.

Transaction Gateway

Acts as a centralized transaction gateway, scrutinizing all incoming and outgoing payments to enforce velocity controls, security protocols, and compliance standards. It also plays a critical role during CASA & Prepaid Account Opening. evaluating a customer's existing product portfolio to help banks assess risk exposure and make informed cross-selling decisions.

API First Integration Framework

REST/ISO 8583/ Open Banking APIs for rapid integration with merchant platforms, banking systems and fintech applications.

Single View for Business & Transaction Analytics Across Multiple Channels

Business heads can take intelligent decisions. No need to check different payment portals and therefore no data consolidations required.

Core Solution Blocks

Intelligent
Routing

  • Real-time routing engine
  • Technical & business rules
  • Smart fallbacks & retries
  • Acquirer performance scorecards
  • Transaction load management

API
Management

  • REST/ISO 8583/ Open APIs
  • Unified connector layer
  • Easy onboarding of providers
  • Developer-friendly framework
  • Versioning & lifecycle management

Control &
Governance

  • Limit & velocity controls
  • Fees, MDR & taxes configuration
  • 2FA & access management
  • Role-based permissions
  • Audit trails &
    compliance

Analytics &
Insights

  • Real-time dashboards
  • Revenue & income analytics
  • Provider performance monitoring
  • Exception & alert management
  • Business intelligence reports

Business Benefits

Higher Authorization & Success Rates

Intelligent routing maximices transaction success.

Reduced Operational Costs

Automated routing and smarter fallbacks reduce manual efforts.

Increased Revenue Opportunity

Optimize acquirer fees and improve interchange realization.

Better Risk & Fraud Management

Real-time monitoring and controls reduce fraud and chargebacks.

Scalable & Future-Ready Platform

Modular architecture to support growth and new rails.

Improved Customer Experience

Faster, reliable and seamless payment experiences.

Ideal For

  • Banks
  • Payment Service Providers
  • FinTechs
  • PPI Licensees
  • Acquirers & Gateways
  • Enterprise Merchants

Orchestrate Every Payment. Maximize Every Opportunity.

Build a smarter payment ecosystem with Maximus Payment Orchestration.

Talk to Our Experts