POS Switch

Powering secure, real-time merchant payments through Global Scheme cards & UPI

MAXIMUS ASTRA POS Switch enables banks and fintechs to launch, manage and scale real-time merchant payment services across UPI and Global Scheme cards.

Real-Time
Processing

High performance switching for seamless merchant payments.

Enhanced
Security

PCI-DSS compliant with secure key management and encryption.

High
Availability

Robust architecture ensuring uptime and business continuity.

Operational
Control

Centralized monitoring. intelligent routing and real-time dashboards.

Scalable by
Design

Built to handle high TPS with low latency and future growth.

BUILT FOR

Real-Time Merchant Payments

Designed for high-volume transaction environments, MAXIMUS ASTRA POS Switch delivers speed, security, reliability and compliance across the entire payment lifecycle.

Flexible MDR calculations

Configurable MDR as per MCC, BIN & individual merchants.

Intelligent load balancing

Hardware based load balancing & microservices based architecture.

Pre-auth & completion

MCC dependent.

Remote key loading/DUKPT

Secure remote key loading.

Secure & Compliant

PCI-DSS, PCI S3 compliant platform.

Real-time Monitoring

Live dashboards and alerts for operations.

Core Solution Blocks

Communication &
Protocol Gateway

  • Terminal Interface: ISOS883, JSON/REST
  • Network Interface: ISOS683 to VISA & RuPay
  • Load Balancer + TLS Termination

Transaction Processing
Engine

  • Message Parser
  • Routing Engine
  • Business Rules
  • Timeout & Retry Logic

Security &
Compliance

  • PIN Block Encryption
  • PCI-DSS, PCI S3 Controls
  • Fraud Rules Engine

Settlement &
Reconciliation

  • MDR Calculations
  • Settlement File Generator
  • Reconciliation
  • Dispute & chargebacks

Business Benefits

Single point of control & routing

One Switch, many rails. Intelligent routing.

Risk, fraud & Compliance

Central fraud rules. PCI-DSS, PCI S3 Compliant.

Superior merchant experience

Real time dashboard & flexible settlement cycle.

Scalability & reliability

High TPS & minimum latency.

Operational efficiency

Automated processes driving lower costs and higher uptime.

Ideal For

  • Banks
  • FinTechs
  • Merchant Aggregators
  • Payment Service Providers

Power your merchant payments with MAXIMUS ASTRA POS Switch

High performance. Maximum security. Endless scale.

Talk to Our Experts