MAXIMUS KYNTRA is a comprehensive Financial Inclusion and Agency Banking platform that helps banks, financial institutions, fintechs and Business Correspondent networks deliver secure, scalable and reliable banking services.
As a sub-stack of the Universal Payment Engine, KYNTRA enables assisted banking through Micro ATMs, L3 payment applications, Aadhaar-enabled services, FI switches, money transfers, bill payments, biometric authentication, wallet management, prefunding, fraud monitoring, dispute management and settlement.
Support secure last-mile banking through nearby BC agents.
Process Aadhaar-enabled services, bill payments, money transfer and Micro ATM transactions.
Biometric authentication, device binding, key management and fraud controls.
Modular architecture for expanding BC networks, transaction volumes and services.
Financial inclusion requires more than digital access. It requires secure authentication, field-level control, agent network governance, liquidity, visibility, transaction monitoring and reliable settlement workflows.
MAXIMUS KYNTRA enables this through a unified Fl solution stack that connects Micro ATM terminals and L3 payment applications with Fl switches, transaction management modules, onboarding workflows, wallet controls, reports, analytics, fraud risk monitoring and dispute management.
Micro ATM-based customer service delivery through trusted agents.
AePS, BBPS, DMT/IMPS and MATM support.
Agent, BC, merchant and franchisee onboarding with governance controls.
Liquidity control through wallet management and prefunding visibility.
Fraud monitoring. biometric authentication and secure transaction controls.
Dispute management, settlement processing and operational analytics.
Explore the comprehensive capabilities under MAXIMUS KYNTRA.
Enable secure assisted banking through interoperable Micro ATM terminals and a robust L3 payment application designed for agent-led customer service delivery.
Support multiple financial inclusion and assisted payment services through a powerful Fl switching layer.
Manage the last-mile ecosystem through centralised onboarding, KYC, wallet control and prefunding governance.
Strengthen transaction security and manage operational control through fraud monitoring, dispute workflows and settlement support.
Explore the broader operating capabilities across the Financial Inclusion stack.
Configurable BIN-based rules for better processing control and interoperability.
Real-time alerts for transaction updates, risk events and operational exceptions.
Transaction reports, agent dashboards, wallet and prefunding reports, settlement and audit MIS.
Rule-based maintaining across agents, devices, services and wallet activity.
Structured workflows for dispute tracking, reconciliation and settlement accuracy.
Biometric authentication, device binding key management and secure transaction controls.
Seamless connectivity with core banking, payment switches, Aadhaar systems, bill payment systems and aggregators.
Built for high availability, field governance and future service expansion.
Bring Micro ATM services, FI switching, onboarding, wallets, fraud controls and settlement together in one unified platform.
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